Cerbère, Occitanie, France. - Hero Image
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Cerbère
Cerbère | Occitanie

The Perfume of

Jasmine Nights

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Terra Albera
Terra Albera
Presented At
€949,000
Bedrooms
5
Living
2,735
SQM
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Cerbère, Occitanie, France. , Cerbère , Occitanie

Exceptional Villa in Cerbère with Panoramic View of the Mediterranean

Just steps from the beach, the harbor, and the center of the village of Cerbère, this villa built on the hillside offers an exceptional panorama of the Mediterranean.
Spread over three levels, it features: a two-room apartment on the ground floor, and two three-room apartments on the first and second floors, each with its own terraced balcony overlooking the sea. All spaces benefit from breathtaking views and direct access to a masonry pool overlooking the bay. An outdoor kitchen completes this privileged exterior, ideal for entertaining.
The current configuration offers multiple possibilities: primary or secondary residence, rental investment (seasonal or annual).
A workshop, a large cellar carved into the rock, and a garage enhance this rare property, providing a unique seaside living environment.

Exterior

Property

Gallery

3D Street View Tour

Map showing Cerbère, Occitanie, France.

Property Location

Cerbère, Occitanie, France., Cerbère Occitanie

Local Weather & Climate

Cerbère, Occitanie

Current Conditions Updated recently
57 °F
Overcast clouds
Feels Like 54°F
Humidity 53%
Wind 11 mph
Visibility 6.2 mi
Sunrise 6:10 AM
Sunset 5:46 PM
5-Day Forecast
Mon 9 Mar
Clouds
High 55°
Low 52°
Tue 10 Mar
Clouds
High 54°
Low 47°
Wed 11 Mar
Clouds
High 55°
Low 48°
Thu 12 Mar
Clouds
High 56°
Low 49°
Fri 13 Mar
Clear
High 56°
Low 49°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Cerbère?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (France)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Cerbère. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
France offers strong property rights and legal protections for buyers
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $94,900,000 20% down ($18,980,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$8,155
$8,155/day
Your home may appreciate while you sleep
$57,240/week $248,040/mo $2,976,478/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$52.2M
vs
OWN 📈 +$75.1M
$75.1M Potential Equity
vs $52.2M lost to rent over 10 years
$19.0M Down Payment Growth
4x
10yr
$75.1M
8.1x
20yr
$154.2M
12.6x
30yr
$239.7M
Wealth Comparison
×571
Equivalent to 571 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $239.7M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $111.8M +18%
Market $129.2M +36%
Optimistic $149.1M +57%
$75.1M est. equity
20 Years
Conservative $131.6M +39%
Market $176.0M +85%
Optimistic $234.4M +147%
$154.2M est. equity
30 Years
Conservative $155.0M +63%
Market $239.7M +153%
Optimistic $368.3M +288%
$239.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Cerbère, Occitanie, France features 5 bedrooms with 2,735 square feet of living space.
This property offers 2,735 square feet of living space.
This property is listed at $94,900,000, which equals $34698 per square foot.
Based on current market indicators, Cerbère shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Cerbère, Occitanie. The property is situated in an established neighborhood with convenient access to local amenities and services.
Terra Albera

Terra Albera

Terra Albera

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